Debt and banking support helps management prepare consistent materials for lenders — forecasts, covenant headroom, and narrative that support productive banking discussions.
Covenants
We map facility terms to model outputs so breaches are visible early — not discovered days before certification.
Where headroom is tight, we outline options management can consider with their bank relationship team.
Refinancing preparation
Refinancing packs require alignment between historical performance, forecast credibility, and use of funds.
We stress-test forecasts against lender questions commonly raised in Australian mid-market reviews.
Reporting rhythm
Monthly metrics tied to facilities reduce last-minute scrambles before quarterly certifications.
Narratives explain variances in language suitable for credit committees.
Related work
Representative engagements illustrating how we deliver similar outcomes.
Frequently asked questions
What is included in refinancing preparation?
Historical bridges, driver-based forecasts aligned to facility definitions, sensitivity tables, and executive narrative for lender discussions.
How do you monitor covenants?
Model outputs mapped to facility terms with early-warning metrics embedded in monthly MI where agreed.
Will you negotiate with the bank?
We prepare management and materials; relationship and terms remain with you and your bank.
What clients say
“Lender materials aligned to facility definitions for the first time. Monthly MI now flags headroom before quarter-end surprises.”
“Glenlyon rebuilt our forecast model so the board and bank were looking at the same definitions. Covenant discussions became factual instead of defensive.”
Banking support enquiry
Tell us briefly about your situation. We respond during business hours (AEST).
- Response within one business day where possible
- Confidential handling of your enquiry
- Written scope before substantive work begins